Anggota IKAPI

Manajemen Perbankan

Penulis:
Wily Julitawaty, M.Si.

x; 64 hlm; 16 x 23 cm
ISBN: 978-623-342-157-7
Cetakan 1, Juli 2021

Perubahan konsumsi masyarakat mengubah keinginan masyarakat dalam menabung sehingga terjadi perubahan kemampuan bank dalam menghimpun dana masyarakat. Demikian juga dengan perubahan keinginan masyarakat dalam berinvestasi, mengubah penyerapan kredit oleh masyarakat, sehingga terjadi perubahan pendapatan bunga bank. Perubahan itu sering terkait dengan perubahan siklus perekonomian.
Perubahan lingkungan industri perbankan seperti persaingan antar bank yang semakin ketat, pengelolaan bank yang semakin efisien, permintaan kredit dari masyarakat semakin bervariasi dan mobilisasi dana masyarakat semakin cepat, mengharuskan sebuah bank melakukan penyesuaian dalam mengelola bank menuju yang lebih baik. Pengelolaan bank yang baik dapat dilihat dari penyesuaian komposisi akun aktiva neraca bank yang semakin mampu mengimbangi perubahan lingkungan industri perbankan.

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